CMS Price Transparency Data

Inguinal hernia repair

Facility: Lawrence Memorial Hospital

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $455
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.12x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Lawrence Memorial Hospital is $455. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.12x the Medicare baseline. Located in 1309 West Main Street, Walnut Ridge, AR.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$455

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Insurance Median: $455 (12%)

Ins. Median: $455 (12% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$73 - $686	2%
Amerigroup	$73 - $686	2%
Humana	$73 - $686	2%
Allwell	$77 - $720	2%
Wellcare	$77 - $720	2%
Blue Cross Blue Shield	$78 - $3,602	2%
Qualchoice	$84 - $789	2%
Arkansas Total Care	$86 - $810	2%
Cigna	$88 - $823	2%
Caresource	$90 - $842	2%
Empower Healthcare Solutions	$381 - $567	10%
Arkansas Superior Select	$493	13%
Provider Partners Health Plans	$493	13%
Wellcare By Allwell	$493	13%
Wellcare Health Plans	$493	13%
Qualchoice Of Arkansas	$540	15%
Covenant Healthcare	$606 - $1,600	17%
Assured Benefits Administrators	$752	21%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Lawrence Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.