CMS Price Transparency Data

Breast lump removal

Facility: Banner - University Medical Center Phoenix

Billing Code: 19120 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$3,392

about 0.8× the $4,000 Medicare rate · typically $1,941–$4,048

modeled estimate · not a bill or quote

What this hospital charges insurers

$4,081

Above the fair price

about $689 over the fair price · 1.0× Medicare

Medicare pays $4,000 Fair price $3,392 This hospital $4,081 Cash price $2,325 Hospital's list price $4,488

How we calculate the fair BaseRate →

How this hospital compares to other AZ hospitals

Highest price of the 9 AZ hospitals we have prices for — worth calling around.

Cheapest $497 Priciest $4,081

Black dot = this hospital, among the 9 AZ hospitals with a price for this procedure. Full list below.

A fair price for a Breast lump removal is about $3,392 (about 0.8× the $4,000 Medicare rate). Banner - University Medical Center Phoenix charges insurers about $4,081, or about $2,325 in cash — above the fair price. Located in Phoenix, AZ.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $3,392. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,177 - $5,714	54%
Blue Cross Blue Shieldmajor	$1,455 - $4,988	36%
Aetnamajor	$1,508 - $5,551	38%
Cignamajor	$2,949 - $4,081	74%
Humanamajor	$4,204	105%
Kaiser Permanentemajor	$4,081	102%
Banner Health	$2,289 - $4,081	57%
Devoted Health	$4,285	107%
Health Net	$2,289 - $6,040	57%
Oscar Health	$6,734	168%
UPMC Health Plan	$4,081	102%
+ 13 smaller / regional plans	$2,020 - $6,122

Government programs also on file: Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 2,325), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 19120.

Insurance Before you use insurance

Call your insurance company to confirm Banner - University Medical Center Phoenix is in-network.
Ask your insurer whether prior approval is required for CPT code 19120.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Banner - University Medical Center Phoenix

Compare: Breast lump removal at other AZ hospitals

Insurance negotiated median for the same procedure, sorted lowest first.