Hospital observation (per hour)
Facility: Flagstaff Medical Center
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $43 compared to the $78 fair price benchmark.
4-Star CMS clinical quality rating paired with 0.55× fair market pricing.
A typical price — 5 charge more and 3 charge less, among the 9 AZ hospitals compared.
Black dot = this hospital, among the 9 AZ hospitals with a price for this procedure. Full list below.
A fair price for a Hospital observation (per hour) is about $78. Flagstaff Medical Center charges insurers about $43, or about $96 in cash — below the fair price — a good deal. Located in Flagstaff, AZ.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $42 - $192 | — |
| Blue Cross Blue Shieldmajor | $40 - $141 | — |
| Aetnamajor | $142 - $164 | — |
| Cignamajor | $173 | — |
| Humanamajor | $183 | — |
| Devoted Health | $58 | — |
| Health Net | $42 - $192 | — |
| + 11 smaller / regional plans | $40 - $5,000 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Flagstaff Medical Center
Compare: Hospital observation (per hour) at other AZ hospitals
- Tucson Medical Center · Tucson $30
- Page Hospital · Page $30
- Yuma Regional Medical Center · Yuma $31
- Valleywise Health Medical Center · Phoenix $49
- Phoenix Children's Hospital · Phoenix $54
- Valley View Medical Center · Fort Mohave $61
- PAM Health Rehabilitation Hospital of Surprise · Surprise $61
- Dignity Health - Arizona General Hospital · Laveen $64
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Flagstaff Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $70
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $70).
Self-Pay Cash Rate ($96) Beats Your Bill
Flagstaff Medical Center's published 45 CFR § 180 self-pay cash rate is $96 (vs. $43 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $78 Fair BaseRate ($45 Medicare)
Your bill ($193) is $115 above the denoised Fair BaseRate ($78) and 4.3× the $45 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.