CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Havasu Regional Medical Center

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 451
  • Insurance Median: $24,032
  • Cash Discount Price: $110,507
  • vs. Medicare Baseline: 1.02x Medicare
The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Havasu Regional Medical Center is $24,032. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $110,507. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.02x the Medicare baseline. Located in 101 Civic Center Lane, Lake Havasu City, AZ.
Cash / Self-Pay
$110,507

Average discount available for prompt cash payment at this facility.

Insurance Median
$24,032

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)
Cash / Self-Pay: $110,507 (470%)
Insurance Median: $24,032 (102%)
Cash: $110,507 (470% of Medicare)
Ins. Median: $24,032 (102% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Americhoice $23,794 101%
Health Choice $23,794 101%
Kaiser $23,794 101%
Medicare (plans) $23,794 101%
UnitedHealthcare $23,794 - $24,508 101%
Wellcare $23,794 101%
Aetna $24,032 102%
Humana $24,032 102%
Devoted Health $24,508 104%
Phoenix Health $24,508 104%
Blue Cross Blue Shield $24,746 105%
University Care $24,984 106%
Tricare $33,330 142%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 101 Civic Center Lane, Lake Havasu City, AZ 86403
  • CMS Rating: ★★★☆☆
  • Ownership Type: Proprietary
  • Hospital Type: Acute Care Hospitals