Bunion correction surgery
Facility: Northwest Medical Center
Billing Code: 28296 (CPT)
This hospital's typical commercial price is $3,869 compared to the $3,987 fair price benchmark.
2-Star CMS clinical quality rating paired with 0.97× fair market pricing.
Highest price of the 9 AZ hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 AZ hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Bunion correction surgery is about $3,987 (about 1.2× the $3,343 Medicare rate). Northwest Medical Center charges insurers about $3,869, or about $20,055 in cash — about the fair price. Located in Tucson, AZ.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $3,436 - $41,782 | 103% |
| Blue Cross Blue Shieldmajor | $2,898 - $12,535 | 87% |
| Aetnamajor | $3,436 - $50,138 | 103% |
| Cignamajor | $3,436 - $4,336 | 103% |
| Humanamajor | $3,436 | 103% |
| Ambetter (Centene) | $4,923 | 147% |
| Banner Health | $3,607 | 108% |
| Clover Health | $3,526 | 105% |
| Devoted Health | $3,539 | 106% |
| Health Net | $5,534 | 166% |
| WellCare | $3,607 | 108% |
| + 11 smaller / regional plans | $2,133 - $8,030 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Northwest Medical Center
Compare: Bunion correction surgery at other AZ hospitals
- PAM Health Rehabilitation Hospital of Surprise · Surprise $466
- Phoenix Children's Hospital · Phoenix $696
- Yuma Regional Medical Center · Yuma $730
- Kingman Regional Medical Center · Kingman $807
- Chandler Regional Medical Center · Chandler $833
- Abrazo Arrowhead Hospital · Glendale $1,720
- Abrazo Scottsdale Campus · Phoenix $1,912
- Copper Queen Community Hospital · Bisbee $2,052
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Northwest Medical Center (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $30,334
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $30,334).
Self-Pay Cash Rate ($20,055) Beats Your Bill
Northwest Medical Center's published 45 CFR § 180 self-pay cash rate is $20,055 (vs. $3,869 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $3,987 Fair BaseRate ($3,343 Medicare)
Your bill ($83,564) is $79,577 above the denoised Fair BaseRate ($3,987) and 25.0× the $3,343 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.