CMS Price Transparency Data

X-ray, hand

Facility: Banner Ocotillo Medical Center

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $166
Cash Discount Price: $112
vs. Medicare Baseline: 1.87x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Banner Ocotillo Medical Center is $166. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $112. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 1.87x the Medicare baseline. Located in 1405 South Alma School Road, Chandler, AZ.

Cash / Self-Pay

$112

Average discount available for prompt cash payment at this facility.

Insurance Median

$166

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $112 (126%)

Insurance Median: $166 (187%)

Cash: $112 (126% of Medicare)

Ins. Median: $166 (187% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Arizona Physicians Ipa	$59	66%
Banner University Health Plan	$59	66%
Health Choice Arizona, Inc.	$59 - $180	66%
Health Net	$59 - $194	66%
Mercy Care	$59	66%
Aetna	$72 - $208	81%
Blue Cross Blue Shield	$116 - $155	130%
Hospice Of The Valley	$126	142%
Plotkin Health	$162	182%
Oscar Health Plan	$180	202%
Quiktrip Corporation	$194	218%
Cigna	$237 - $247	267%
Arizona Medical Network	$252	283%
Provider Network Of America	$270	304%
UnitedHealthcare	$347 - $410	390%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $112.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Banner Ocotillo Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.