CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Copper Queen Community Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $51
Cash Discount Price: $145
vs. Medicare Baseline: 1.57x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Copper Queen Community Hospital is $51. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $145. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.57x the Medicare baseline. Located in 101 Cole Avenue, Bisbee, AZ.

Cash / Self-Pay

$145

Average discount available for prompt cash payment at this facility.

Insurance Median

$51

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $145 (448%)

Insurance Median: $51 (157%)

Cash: $145 (448% of Medicare)

Ins. Median: $51 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Allwell	$29	90%
Amerigroup	$29	90%
Azch Complete	$29	90%
Banner Uc Health	$29	90%
Humana	$29	90%
Triwest	$29	90%
UnitedHealthcare	$33 - $106	102%
Copperpoint	$45	139%
Bisbee Police	$47	145%
Aetna	$51 - $163	157%
Health Net Of Az	$51 - $109	157%
Apipa	$68	210%
Blue Cross Blue Shield	$123	380%
Cigna	$127	392%
Self Pay	$145	448%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $145.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Copper Queen Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.