CMS Price Transparency Data

Speech therapy (group session)

Facility: PAM Health Rehabilitation Hospital of Surprise

Billing Code: 92508 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92508
Insurance Median: $23
Cash Discount Price: $111
vs. Medicare Baseline: 0.96x Medicare

The contracted insurance negotiated median rate for a Speech therapy (group session) at PAM Health Rehabilitation Hospital of Surprise is $23. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $111. Compared to the federal Medicare reimbursement reference rate of $24.05, this hospital’s rate is 0.96x the Medicare baseline. Located in 13060 W Bell Rd, Surprise, AZ.

Cash / Self-Pay

$111

Average discount available for prompt cash payment at this facility.

Insurance Median

$23

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$24.05

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $24.05 (100%)

Cash / Self-Pay: $111 (462%)

Insurance Median: $23 (96%)

Cash: $111 (462% of Medicare)

Ins. Median: $23 (96% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $24.05 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$16 - $23	67%
Blue Cross Blue Shield	$16 - $23	67%
Mercy Care	$16 - $23	67%
Molina	$16 - $22	67%
Humana	$22 - $75	91%
Aetna	$23 - $81	96%
Alignment Health Plan	$23	96%
Cigna	$23 - $87	96%
Devoted	$23	96%
Scan Health Plan	$23	96%
UnitedHealthcare	$23 - $94	96%
Velocity Provider Ppo Network	$28 - $84	116%
Multiplan/Phcs	$67	279%
America'S Choice	$78	324%
Arizona Care Network	$82 - $85	341%
Quik Trip	$84	349%
Usa Managed Care Organization	$84	349%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $111.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92508.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Health Rehabilitation Hospital of Surprise is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92508.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.