Banner Thunderbird Medical Center
5555 West Thunderbird Road, Glendale, AZ 85306 · 93 Priced Procedures · 56% Patient Recommendation
Typical commercial prices here are +30% above the fair benchmark (1.30×) even after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 1.30× fair market pricing.
Cash-Arbitrage Bifurcated Pricer
Banner Thunderbird Medical Center maintains elevated commercial insurance contracts (1.30× Fair BaseRate) while offering direct self-pay cash discounts that beat commercial negotiated medians on 78% of procedures. High-deductible and uninsured patients should always request the self-pay cash rate prior to billing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 1.03× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 78% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 56% patient recommendation (56/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Outpatient surgery & OR suites carry a 1.4× markup over Medicare rates
- Commercial insurance median sits at 1.31× Fair BaseRate (1.7× Medicare), so insured patients should always compare the self-pay cash price before paying.
- Upper-quartile procedures (Q75 1.67×) jump +27% above the median procedure ratio (Q50 1.31×)
- Unnegotiated chargemaster list prices average 8.4× Medicare (16¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Banner Thunderbird Medical Center
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 93 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Spinal fusion, single level (inpatient stay) MS-DRG Code: 451 | $27,899 | 0.9× |
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $18,062 | 0.9× |
| Total hip replacement CPT Code: 27130 | $13,700 | 1.0× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $7,773 | 0.9× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $6,451 | 1.1× |
| Breast lump removal CPT Code: 19120 | $4,178 | 1.1× |
| Inguinal hernia repair CPT Code: 49505 | $3,973 | 1.1× |
| Bunion correction surgery CPT Code: 28296 | $3,631 | 1.1× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $3,631 | unverified |
| Trauma team activation HCPCS Code: G0390 | $2,347 | unverified |
| Colonoscopy with biopsy CPT Code: 45380 | $1,277 | 1.0× |
| Upper endoscopy with biopsy CPT Code: 43239 | $999 | 1.0× |
| Colonoscopy (diagnostic) CPT Code: 45378 | $992 | 1.0× |
| MRI, knee or other leg joint CPT Code: 73721 | $784 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $804 | unverified |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $641 | 1.1× |
| Blood transfusion CPT Code: 36430 | $494 | 1.0× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $475 | 0.9× |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $364 | unverified |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $382 | unverified |
| MRI, lower back (no contrast) CPT Code: 72148 | $325 | 1.0× |
| MRI, brain (no contrast) CPT Code: 70551 | $325 | unverified |
| CT scan, head (with contrast) CPT Code: 70460 | $281 | unverified |
| CT scan, head (with and without contrast) CPT Code: 70470 | $281 | unverified |
| Heart stent placement (inpatient stay) MS-DRG Code: 322 | $225 | 0.0× |
Audit a Bill or Quote at Banner Thunderbird Medical Center (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Banner Thunderbird Medical Center's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)
Your bill ($66,958) is $36,183 above the denoised Fair BaseRate ($30,775) and 2.8× the $23,504 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Banner Thunderbird Medical Center as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Banner Thunderbird Medical Center. Prior administrative notices do not necessarily reflect current compliance status.
- 2025-03-30·administrative_or_closure
Met Requirements
Recorded - 2023-09-13·administrative_or_closure
Closure Notice
Recorded - 2023-05-26·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (547 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Banner Thunderbird Medical Center.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.