CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Grossmont Hospital

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $296
Cash Discount Price: $353
vs. Medicare Baseline: 1.63x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Grossmont Hospital is $296. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $353. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.63x the Medicare baseline. Located in 5555 Grossmont Center Drive Box 58, La Mesa, CA.

Cash / Self-Pay

$353

Average discount available for prompt cash payment at this facility.

Insurance Median

$296

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $353 (195%)

Insurance Median: $296 (163%)

Cash: $353 (195% of Medicare)

Ins. Median: $296 (163% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Shield	$71 - $386	39%
Community Health Group	$140 - $316	77%
Health Net	$140 - $3,999	77%
Molina	$140 - $330	77%
Aetna	$141 - $5,838	78%
Medicare (plans)	$198 - $216	109%
Blue Cross Blue Shield	$236 - $363	130%
California Health And Wellness	$236	130%
Medi-Cal	$262	144%
Managed Health Network	$266	147%
Indian Health Council	$283 - $287	156%
Allianz Global Assistance	$325	179%
Humana	$353	195%
Cigna	$462	255%
Epic Americas	$462	255%
County Medical Services	$17,868	9853%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $353.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Grossmont Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.