CMS Price Transparency Data

Bunion correction surgery

Facility: Oroville Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $1,866
Cash Discount Price: $1,066
vs. Medicare Baseline: 0.56x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Oroville Hospital is $1,866. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,066. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.56x the Medicare baseline. Located in 2767 Olive Highway, Oroville, CA.

Cash / Self-Pay

$1,066

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,866

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,066 (32%)

Insurance Median: $1,866 (56%)

Cash: $1,066 (32% of Medicare)

Ins. Median: $1,866 (56% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$576 - $2,345	17%
Butte County	$742	22%
Cigna	$1,706	51%
Coventry Health Care	$1,706	51%
Health Net	$1,706	51%
Multiplan	$1,706	51%
Interplan	$1,812	54%
Three Rivers Provider Network	$1,812	54%
UnitedHealthcare	$1,812 - $3,084	54%
Beech Street	$1,919	57%
Healthstar	$1,919	57%
Health Payors Organization	$2,025	61%
Blue Shield Of California	$2,068	62%
Aetna	$3,084	92%
Community Care	$3,084	92%
Nivano Physicians Inc	$3,084	92%
River City Medical Group	$3,392	101%
Blue Shield Value Network	$4,345	130%
Partnership Healthplan Of California	$5,089	152%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,066.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Oroville Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.