CMS Price Transparency Data

Cataract surgery with lens implant

Facility: Santa Clara Valley Medical Center

Billing Code: 66984 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 66984
Insurance Median: $849
Cash Discount Price: $5,606
vs. Medicare Baseline: 0.36x Medicare

The contracted insurance negotiated median rate for a Cataract surgery with lens implant at Santa Clara Valley Medical Center is $849. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,606. Compared to the federal Medicare reimbursement reference rate of $2,357.81, this hospital’s rate is 0.36x the Medicare baseline. Located in 751 South Bascom Avenue, San Jose, CA.

Cash / Self-Pay

$5,606

Average discount available for prompt cash payment at this facility.

Insurance Median

$849

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,357.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,357.81 (100%)

Cash / Self-Pay: $5,606 (238%)

Insurance Median: $849 (36%)

Cash: $5,606 (238% of Medicare)

Ins. Median: $849 (36% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Healthnet	$670	28%
Onlok	$670	28%
Santa Clara Family Health Plan	$670 - $2,076	28%
UnitedHealthcare	$804	34%
Aetna	$849	36%
Cigna	$897 - $4,268	38%
Phcs-Multiplan	$972	41%
Blue Cross Blue Shield	$1,326 - $12,073	56%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,606.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 66984.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Santa Clara Valley Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 66984.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.