CMS Price Transparency Data

Inguinal hernia repair

Facility: Santa Clara Valley Medical Center

Billing Code: 49505 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$2,857

about 0.8× the $3,658 Medicare rate · typically $656–$5,392

modeled estimate · not a bill or quote

What this hospital charges insurers

$711

Below the fair price — a good deal

about $2,146 under the fair price · 0.2× Medicare

Medicare pays $3,658 Fair price $2,857 This hospital $711 Cash price $4,248 Hospital's list price $6,068

How we calculate the fair BaseRate →

How this hospital compares to other CA hospitals

Highest price of the 9 CA hospitals we have prices for — worth calling around.

Cheapest $434 Priciest $711

Black dot = this hospital, among the 9 CA hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Inguinal hernia repair is about $2,857 (about 0.8× the $3,658 Medicare rate). Santa Clara Valley Medical Center charges insurers about $711, or about $4,248 in cash — below the fair price — a good deal. Located in San Jose, CA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$719	20%
Blue Cross Blue Shieldmajor	$845 - $8,151	23%
Aetnamajor	$624	17%
Cignamajor	$811 - $3,200	22%
Health Net	$599	16%
+ 2 smaller / regional plans	$599 - $711

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 4,248), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Santa Clara Valley Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Santa Clara Valley Medical Center

Compare: Inguinal hernia repair at other CA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.