Blood test, creatinine (kidney)
Facility: Oak Valley Hospital District
Billing Code: 82565 (CPT)
- CPT Billing Code: 82565
- Insurance Median: $160
- Cash Discount Price: $207
- vs. Medicare Baseline: 31.25x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.12 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 3125% of the Medicare baseline (a markup of 3025%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Alignment Op Only Ip/Op Only-All Plans | $5 | 98% |
| Humana | $5 | 98% |
| Kaiser Mcr Adv Ip/Op Only | $5 | 98% |
| Scan Health Plan Ip/Op Only-All Plans | $5 | 98% |
| Blue Cross Blue Shield | $6 - $248 | 117% |
| Healthnet Medi-Cal Ip/Op Only | $6 | 117% |
| Imperial Health Ip/Op Only-All Plans | $6 | 117% |
| Kaiser Medi-Cal Ip/Op Only | $6 | 117% |
| Medi-Cal Ip/Op Only | $6 | 117% |
| Hp Of San Joaquin Ip/Op Only-All Plans | $7 | 137% |
| Blue Shield Epn Ip/Op Only | $149 | 2910% |
| Healthnet Comm Op Only Ip/Op Only-All Other Plans | $160 | 3125% |
| Kaiser Comm Ip/Op Only-All Other Plans | $171 | 3340% |
| Blue Shield/Bcout Ip/Op Only-All Other Plans | $182 | 3555% |
| Cigna | $185 | 3613% |
| UnitedHealthcare | $193 | 3770% |
| Aetna | $235 | 4590% |