CMS Price Transparency Data

Inguinal hernia repair

Facility: Adventist Health Hanford

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $548
Cash Discount Price: $196
vs. Medicare Baseline: 0.15x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Adventist Health Hanford is $548. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $196. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.15x the Medicare baseline. Located in 115 Mall Drive, Hanford, CA.

Cash / Self-Pay

$196

Average discount available for prompt cash payment at this facility.

Insurance Median

$548

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $196 (5%)

Insurance Median: $548 (15%)

Cash: $196 (5% of Medicare)

Ins. Median: $548 (15% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Upn Mcal Profee	$60 - $668	2%
Bc Mcal	$69	2%
Healthnet Mcal	$69	2%
Kaiser Mcal	$69	2%
Medi-Cal	$69	2%
Universal Hc Mcal Profee	$69	2%
Valley Childrens - All Plans	$116	3%
Aetna	$440	12%
Blue Shield Mcr Adv	$498	14%
Fhcn Pace Mcr Adv-All Plans	$498	14%
Prime Health Mcr Adv- All Plans	$498	14%
Sante Ipa Mcal/Mcare Hmo Profee Only	$498	14%
Tricare	$498	14%
UnitedHealthcare	$498 - $691	14%
Central Valley Med Prov Profee Only-All Plans	$523	14%
Ah Employee Health Plan - All Plans	$548	15%
Cigna	$589	16%
Sante Ipa Hmo Profee Only - All Other Plans	$598	16%
Kaiser - All Other Plans	$672	18%
Kaiser Mcr Adv	$672	18%
Western Growers/Pinnacle- All Plans	$692	19%
Blue Shield Epn	$706	19%
Healthnet - All Other Plans	$726	20%
Blue Shield Non-Epn - All Other Plans	$746	20%
Blue Cross Blue Shield	$882	24%
Universal Hc Mcr Adv Profee - All Other Plans	$4,605	126%
Upn Mcr Adv Profee - All Other Plans	$4,605	126%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $196.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Hanford is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.