CMS Price Transparency Data

Psychotherapy session (60 minutes)

Facility: Adventist Health Hanford

Billing Code: 90837 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90837
Insurance Median: $148
Cash Discount Price: $65
vs. Medicare Baseline: 0.82x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (60 minutes) at Adventist Health Hanford is $148. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.82x the Medicare baseline. Located in 115 Mall Drive, Hanford, CA.

Cash / Self-Pay

$65

Average discount available for prompt cash payment at this facility.

Insurance Median

$148

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $65 (36%)

Insurance Median: $148 (82%)

Cash: $65 (36% of Medicare)

Ins. Median: $148 (82% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bc Mcal	$38	21%
Healthnet Mcal	$38	21%
Kaiser Mcal	$38	21%
Medi-Cal	$38	21%
Universal Hc Mcal Profee	$38	21%
Valley Childrens - All Plans	$64	35%
Upn Mcal Profee	$85	47%
Blue Shield Mcr Adv	$138	76%
Fhcn Pace Mcr Adv-All Plans	$138	76%
Prime Health Mcr Adv- All Plans	$138	76%
Tricare	$138	76%
UnitedHealthcare	$138 - $161	76%
Cigna	$143	79%
Aetna	$145	80%
Central Valley Med Prov Profee Only-All Plans	$145	80%
Ah Employee Health Plan - All Plans	$152	84%
Kaiser - All Other Plans	$186	103%
Kaiser Mcr Adv	$186	103%
Western Growers/Pinnacle- All Plans	$192	106%
Healthnet - All Other Plans	$201	111%
Blue Shield Epn	$224	124%
Universal Hc Mcr Adv Profee - All Other Plans	$228	126%
Upn Mcr Adv Profee - All Other Plans	$228	126%
Blue Shield Non-Epn - All Other Plans	$237	131%
Blue Cross Blue Shield	$255	141%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $65.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90837.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Hanford is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90837.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.