MRI, lower back (no contrast)
Facility: Ventura County Medical Center
Billing Code: 72148 (CPT)
- CPT Billing Code: 72148
- Insurance Median: $488
- Cash Discount Price: $3,718
- vs. Medicare Baseline: 2.00x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 200% of the Medicare baseline (a markup of 100%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Tricare | $298 | 122% |
| Alignment Hp - All Plans | $307 | 126% |
| Blue Shield Mcr Adv | $307 | 126% |
| Humana | $307 | 126% |
| UnitedHealthcare | $316 - $4,070 | 130% |
| Healthnet Mcr Adv | $322 | 132% |
| Clinicas Mcr Adv | $350 | 144% |
| Americas Hp Mcr Adv Ip/Op Only | $353 | 145% |
| Scan-All Plans | $368 | 151% |
| Western Growers-All Plans | $384 | 158% |
| Hpn Ip/Op Only Medi-Cal | $390 | 160% |
| Kaiser Medi-Cal Ip/Op Only | $390 | 160% |
| Medi-Cal | $390 | 160% |
| Clinicas Comm - All Other Plans | $399 | 164% |
| Imperial-All Plans | $399 | 164% |
| Ntwrk Provdrs-All Plans | $399 | 164% |
| Kaiser Mcal Pediatric Ip/Op Only | $429 | 176% |
| Americas Hp Comm Ip/Op Only-All Other Plans | $460 | 189% |
| Clinicas Mcal | $488 | 200% |
| Americas Hp Mcal Ip/Op Only | $507 | 208% |
| Gold Coast Medi-Cal-All Plans | $688 | 282% |
| Vchcp-All Plans | $1,413 | 580% |
| Blue Shield Comm - All Other Plans | $1,431 | 587% |
| Cigna | $1,785 | 732% |
| Blue Shield Epn | $2,885 | 1183% |
| Healthnet Comm-All Other Plans | $4,090 | 1678% |
| Kaiser Comm Pediatric Ip/Op Only | $4,090 | 1678% |
| Aetna | $4,313 - $7,436 | 1769% |
| Multiplan/Claritev-All Plans | $5,949 | 2440% |
| Three Rivers Ip/Op Only-All Plans | $5,949 | 2440% |
| Ppo Next Ip/Op Only-All Plans | $6,692 | 2745% |
| Blue Cross Blue Shield | $6,881 | 2823% |
| Kaiser Mcr Pediatric Ip/Op Only | $7,436 | 3050% |
| Medicare (plans) | $7,436 | 3050% |
| Hpn Comm Ip/Op Only-All Other Plans | $10,559 | 4332% |