Hepatitis C antibody test
Facility: Watsonville Community Hospital
Billing Code: 86803 (CPT)
- CPT Billing Code: 86803
- Insurance Median: $28
- Cash Discount Price: $27
- vs. Medicare Baseline: 1.96x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Pinnacle Claims Tpa/Bc | $2 - $92 | 14% |
| Western Growers Trust/Bc | $2 - $92 | 14% |
| Western Health Advantage | $2 - $46 | 14% |
| Aetna | $3 - $75 | 21% |
| Cigna | $3 - $64 | 21% |
| Great-West/Phcs | $3 - $64 | 21% |
| Health Net Blue And Gold | $3 - $58 | 21% |
| Health Net Canopycare Hmo | $3 - $58 | 21% |
| Health Net Of California | $3 - $58 | 21% |
| Health Net Pmg Hmo | $3 - $58 | 21% |
| Health Net Smartcare Netw | $3 - $55 | 21% |
| Pacificare Hmo | $3 - $55 | 21% |
| Pacificare Ppo | $3 - $55 | 21% |
| Self Pay | $3 - $55 | 21% |
| UnitedHealthcare | $3 - $55 | 21% |
| Adventist Risk Management | $4 - $74 | 28% |
| Blue Cross Blue Shield | $4 - $92 | 28% |
| Calif Ironworkers Field | $4 - $92 | 28% |
| Carpenters H&W Trust | $4 - $92 | 28% |
| City Of Wats/Pinnacle Clm | $4 - $92 | 28% |
| Claims Management Wc | $4 - $92 | 28% |
| Coastal Healthcare Admin | $4 - $83 | 28% |
| Delta Health Systems | $4 - $92 | 28% |
| First Health | $4 - $74 | 28% |
| Geha (Ccn) | $4 - $74 | 28% |
| Laborers Health & Welfare | $4 - $92 | 28% |
| Monterey Bay Pub Emp Trst | $4 - $92 | 28% |
| Multiplan Inc Ppo | $4 - $72 | 28% |
| Operating Engineers | $4 - $92 | 28% |
| Private Healthcare System | $4 - $72 | 28% |
| Robert Kennedy/Ccn | $4 - $92 | 28% |
| Salinas Valley Mem Hops | $4 - $78 | 28% |
| Sheet Metal Workers | $4 - $92 | 28% |
| State Compensation Fund | $4 - $92 | 28% |
| Teamsters Benefit Trust | $4 - $92 | 28% |
| Transwestern | $4 - $74 | 28% |
| Aaa | $5 - $92 | 35% |
| Aarp | $5 - $92 | 35% |
| Allstate | $5 - $92 | 35% |
| Apwu Health Plan | $5 - $92 | 35% |
| Bankers Life & Casualty | $5 - $92 | 35% |
| Farmers Insurance | $5 - $92 | 35% |
| Humana | $5 - $92 | 35% |
| Miscellaneous Auto | $5 - $92 | 35% |
| Miscellaneous Insurance | $5 - $92 | 35% |
| North Calif Bakery Driver | $5 - $92 | 35% |
| Physicians Mutual | $5 - $92 | 35% |
| Prucare Pmg Hmo | $5 - $92 | 35% |
| Prucare Pmg Pos | $5 - $92 | 35% |
| State Farm Ins | $5 - $92 | 35% |
| Sutter Health Plus | $5 - $92 | 35% |
| Travelers Insurance | $5 - $92 | 35% |
| United Administrative | $5 - $92 | 35% |
| Victim Compensation Plan | $5 - $92 | 35% |
| Well Path | $5 - $92 | 35% |
| Wholesale Beer Distributo | $5 - $92 | 35% |
| Zenith National Ins | $5 - $92 | 35% |
| Medicruz | $8 - $17 | 56% |
| Blue Shield Hmo | $9 - $18 | 63% |
| Secure Horizons Dign Hmo | $9 - $18 | 63% |
| Ace-Usa | $14 | 98% |
| Alignment Health Plan | $14 | 98% |
| Beta Healthcare Group | $14 | 98% |
| Blue Shield Ppo | $14 - $45 | 98% |
| Crawford & Co | $14 | 98% |
| Fireman'S Fund Work Comp | $14 | 98% |
| Fleming & Associates | $14 | 98% |
| Gallagher Bassett Svcs | $14 | 98% |
| Hartford Workers' Comp | $14 | 98% |
| Keenan & Assoc Work Comp | $14 | 98% |
| Kemper Group Workers Comp | $14 | 98% |
| Liberty Mutual Work Comp | $14 | 98% |
| Medicare (plans) | $14 | 98% |
| Miscellaneous Work Comp | $14 | 98% |
| Nx Health Network | $14 | 98% |
| Pinnacle Healthcare Uc | $14 | 98% |
| Republic Idemnity W/Comp | $14 | 98% |
| Secure Horizons | $14 | 98% |
| Tricare | $14 | 98% |
| U.S. Dept. Of Labor | $14 | 98% |
| Veterans Administration | $14 | 98% |
| Western Growers Work Comp | $14 | 98% |
| Workers Comp | $14 | 98% |
| California Childrens Srvs | $18 | 126% |
| Ccs/Monterey County | $18 | 126% |
| Healthy Families | $18 - $45 | 126% |
| Medi-Cal E.R. | $18 | 126% |
| Medi-Cal/Eds | $18 | 126% |
| Medicaid / KanCare | $18 | 126% |
| Alliance/Sccho | $19 | 133% |
| Bs Employee | $45 | 315% |
| Ufcw/Valley Clerks | $45 | 315% |
| United Agriculture | $45 | 315% |