CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Watsonville Community Hospital

Billing Code: 97530 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$40

about 1.1× the $35 Medicare rate · typically $39–$146

modeled estimate · not a bill or quote

What this hospital charges insurers

$41

About the fair price

about $1 over the fair price · 1.2× Medicare

Medicare pays $35 Fair price $40 This hospital $41 Cash price $147 Hospital's list price $245

How we calculate the fair BaseRate →

How this hospital compares to other CA hospitals

Highest price of the 9 CA hospitals we have prices for — worth calling around.

Cheapest $13 Priciest $41

Black dot = this hospital, among the 9 CA hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a Occupational therapy (therapeutic activities) is about $40 (about 1.1× the $35 Medicare rate). Watsonville Community Hospital charges insurers about $41, or about $147 in cash — about the fair price. Located in Watsonville, CA.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

6 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana✓ Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$40 - $245	114%
Blue Cross Blue Shieldmajor	$49 - $218	140%
Aetnamajor	$49 - $201	140%
Cignamajor	$49 - $171	140%
Humanamajor	$245	699%
Kaiser Permanentemajor	$134	382%
GEHA	$171 - $196	488%
Health Net	$40 - $153	114%
UCare	$245	699%
+ 53 smaller / regional plans	$14 - $245

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 14 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 147), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 97530.

Insurance Before you use insurance

Call your insurance company to confirm Watsonville Community Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 97530.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Watsonville Community Hospital

Compare: Occupational therapy (therapeutic activities) at other CA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.