CMS Price Transparency Data

Physical therapy (neuromuscular re-education)

Facility: Sharp Chula Vista Medical Center

Billing Code: 97112 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97112
Insurance Median: $127
Cash Discount Price: $169
vs. Medicare Baseline: 3.88x Medicare

The contracted insurance negotiated median rate for a Physical therapy (neuromuscular re-education) at Sharp Chula Vista Medical Center is $127. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $169. Compared to the federal Medicare reimbursement reference rate of $32.73, this hospital’s rate is 3.88x the Medicare baseline. Located in 751 Medical Center Court, Chula Vista, CA.

Cash / Self-Pay

$169

Average discount available for prompt cash payment at this facility.

Insurance Median

$127

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.73 (100%)

Cash / Self-Pay: $169 (516%)

Insurance Median: $127 (388%)

Cash: $169 (516% of Medicare)

Ins. Median: $127 (388% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 388% of the Medicare baseline (a markup of 288%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Health Net	$14 - $220	43%
County Medical Services	$34 - $108	104%
Kaiser	$39 - $112	119%
Aetna	$67 - $4,624	205%
Blue Cross Blue Shield	$67 - $4,624	205%
Molina	$68 - $147	208%
Managed Health Network	$76 - $169	232%
Medi-Cal	$76 - $108	232%
Blue Shield	$88 - $158	269%
Cigna	$90 - $184	275%
Humana	$96	293%
UnitedHealthcare	$108 - $184	330%
Allianz Global Assistance	$112 - $266	342%
Epic Americas	$112 - $173	342%
Interplan	$112 - $169	342%
Medicare (plans)	$124 - $151	379%
Community Health Group	$137 - $158	419%
San Diego Pace	$144 - $180	440%
Indian Health Council	$158	483%
California Health And Wellness	$180	550%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $169.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97112.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sharp Chula Vista Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97112.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.