CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Sharp Coronado Hospital and Hlthcr Ctr

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $238
Cash Discount Price: $264
vs. Medicare Baseline: 28.13x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Sharp Coronado Hospital and Hlthcr Ctr is $238. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $264. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 28.13x the Medicare baseline. Located in 250 Prospect Place, Coronado, CA.

Cash / Self-Pay

$264

Average discount available for prompt cash payment at this facility.

Insurance Median

$238

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $264 (3121%)

Insurance Median: $238 (2813%)

Cash: $264 (3121% of Medicare)

Ins. Median: $238 (2813% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2813% of the Medicare baseline (a markup of 2713%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1 - $225	12%
Indian Health Council	$49	579%
Health Net	$53 - $271	626%
Managed Health Network	$99 - $246	1170%
San Diego Pace	$120 - $215	1418%
Aetna	$138 - $345	1631%
Molina	$169 - $199	1998%
Epic Americas	$211 - $243	2494%
Kaiser	$222	2624%
Blue Shield	$238 - $246	2813%
UnitedHealthcare	$238 - $345	2813%
Cigna	$246	2908%
Medicare (plans)	$246	2908%
Interplan	$264	3121%
Multiplan	$264	3121%
Allianz Global Assistance	$282	3333%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $264.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Sharp Coronado Hospital and Hlthcr Ctr is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.