Blood test, urea nitrogen (BUN, kidney)
Facility: Adventist Health Simi Valley
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $15
- Cash Discount Price: $12
- vs. Medicare Baseline: 3.80x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 380% of the Medicare baseline (a markup of 280%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Shield - All Other Plans | $1 - $87 | 25% |
| Hpn Senior Hmo | $1 - $79 | 25% |
| UnitedHealthcare | $1 - $79 | 25% |
| Vchcp - All Plans | $1 - $76 | 25% |
| Aetna | $2 - $104 | 51% |
| Beech Street Ppo - All Plans | $2 - $142 | 51% |
| Choicecare Ppo - All Plans | $2 - $142 | 51% |
| First Health - All Plans | $2 - $124 | 51% |
| Health Net - All Plans | $2 - $143 | 51% |
| Hpn - All Other Plans | $2 - $95 | 51% |
| Kaiser - All Plans | $2 - $95 | 51% |
| Phcs Ppo - All Plans | $2 - $124 | 51% |
| Scan Mcr Adv - All Plans | $2 - $114 | 51% |
| Western Growers - All Plans | $2 - $99 | 51% |
| Ahf - All Plans | $3 - $162 | 76% |
| Corvel Corp - All Plans | $3 - $152 | 76% |
| Fpn Ppo - All Plans | $3 - $171 | 76% |
| Gold Coast Mcal - All Plans | $3 - $6 | 76% |
| Hmn Ppo/Epo - All Plans | $3 - $162 | 76% |
| Interplan Ppo - All Plans | $3 - $152 | 76% |
| Multiplan Ppo - All Plans | $3 - $158 | 76% |
| Trpn Ppo - All Plans | $3 - $162 | 76% |
| Blue Shield Mcare | $4 | 101% |
| Facey Medical Mdcare | $4 | 101% |
| Medicare (plans) | $4 | 101% |
| Tricare | $4 | 101% |
| Ehn - All Plans | $5 - $57 | 127% |
| Facey Medical Hmo/Pos - All Other Plans | $5 | 127% |
| Ah Employee Health Plan - All Plans | $7 | 177% |
| Centivo - All Plans | $9 | 228% |
| Cigna | $13 | 329% |
| Bc Exchange | $32 | 810% |
| Bc Non Mcs | $35 | 886% |
| Bc Mcs - All Other Plans | $43 | 1089% |