CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: USC Arcadia Hospital

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $8,075
Cash Discount Price: $9,300
vs. Medicare Baseline: 1.42x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at USC Arcadia Hospital is $8,075. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $9,300. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.42x the Medicare baseline. Located in 300 W Huntington Dr, Arcadia, CA.

Cash / Self-Pay

$9,300

Average discount available for prompt cash payment at this facility.

Insurance Median

$8,075

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Cash / Self-Pay: $9,300 (164%)

Insurance Median: $8,075 (142%)

Cash: $9,300 (164% of Medicare)

Ins. Median: $8,075 (142% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$4,214 - $8,075	74%
UnitedHealthcare	$4,560 - $8,075	80%
Cigna	$4,795 - $6,144	84%
Aetna	$5,600 - $8,075	99%
Healthcare Partners	$7,572	133%
Phcs	$7,781	137%
Blue Shield	$7,841 - $15,968	138%
Caremore	$8,075	142%
Central Health	$8,075	142%
Citizen Choice	$8,075	142%
Easy Choice	$8,075	142%
Healthnet	$8,075 - $12,208	142%
Humana	$8,075	142%
Intervalley	$8,075	142%
Kaiser	$8,075	142%
La Care	$8,075	142%
Molina	$8,075 - $8,464	142%
Non Contracted	$8,075	142%
Regal Medical Group	$8,075 - $11,187	142%
Scan	$8,075	142%
Health Sharing Ministry	$9,147	161%
Mhsc Employee Insurance	$11,187	197%
Hst Technology	$11,965	211%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $9,300.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm USC Arcadia Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.