CMS Price Transparency Data

Bunion correction surgery

Facility: Highland Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $4,652
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.39x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Highland Hospital is $4,652. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.39x the Medicare baseline. Located in 1411 East 31St Street, Oakland, CA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,652

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Insurance Median: $4,652 (139%)

Ins. Median: $4,652 (139% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Kaiser Medi-Cal Managed Care [1026106]	$401	12%
Alameda Alliance Commercial Alternate [4801]	$1,109	33%
Alameda Alliance Mgd Mcal Alternate [2801]	$1,109	33%
Alameda Alliance Non-Verified [1002303]	$1,109	33%
Alameda Alliance [1002106]	$1,109	33%
Alameda Alliance [1002206]	$1,109	33%
Mc Alameda Alliance Capitation [1002103]	$1,109	33%
Aetna	$4,652	139%
Blue Cross Blue Shield	$4,652 - $5,254	139%
Brown Toland Medical Group Alternate [1049301]	$4,652	139%
Brown Toland Medical Group [1049001]	$4,652	139%
Brown Toland Mgd Mcr Alternate [1802]	$4,652	139%
Medicare (plans)	$4,652	139%
Health Net [1022001]	$12,794	383%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Highland Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.