CMS Price Transparency Data

Blood test, hemoglobin

Facility: Adventist Health White Memorial Montebello

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $3
Cash Discount Price: $2
vs. Medicare Baseline: 1.27x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Adventist Health White Memorial Montebello is $3. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 1.27x the Medicare baseline. Located in 309 W Beverly Blvd, Montebello, CA.

Cash / Self-Pay

Average discount available for prompt cash payment at this facility.

Insurance Median

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $2 (84%)

Insurance Median: $3 (127%)

Cash: $2 (84% of Medicare)

Ins. Median: $3 (127% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $34	84%
Alignment Health Plan-All Plans	$2	84%
Altamed Mcare-All Other Plans	$2	84%
Blue Shield Mcare Adv	$2	84%
Brand New Day Mcare-All Other Plans	$2	84%
Brandman Health Plan-All Plans	$2	84%
Caremore-All Plans	$2	84%
Clever Care Hp-All Plans	$2	84%
Easy Choice Mcare Adv-All Plans	$2	84%
Healthnet Med Adv	$2	84%
Kaiser Mcare Adv	$2	84%
Oscar-All Plans	$2	84%
Scan Health-All Plans	$2	84%
Altamed Mcal	$3	127%
Bc Mcal	$3	127%
Blue Shield Epn Ifp	$3	127%
Blue Shield Promise Mcal	$3	127%
Brand New Day Mcal	$3	127%
Healthnet Mcal	$3	127%
Healthnet Salud	$3 - $28	127%
Kaiser Mcal	$3	127%
La Care Mcal	$3	127%
Medi-Cal	$3	127%
Molina Mcal - All Plans	$3	127%
Cigna	$4	169%
Healthcare Partners-All Plans	$5 - $46	211%
Blue Cross Blue Shield	$6 - $62	253%
Blue Shield Epn Core	$271	11435%
Blue Shield Comm - All Other Plans	$281	11857%
Healthnet Comm-All Other Plans	$515	21730%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health White Memorial Montebello is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.