CMS Price Transparency Data

Family therapy session

Facility: Marinhealth Medical Center

Billing Code: 90847 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$550

about 3.0× the $181 Medicare rate · typically $207–$936

modeled estimate · not a bill or quote

Medicare pays $181 Fair price $550 Cash price $540 Hospital's list price $900

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Kaiser Permanente Humana

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$2,330	1285%
Blue Cross Blue Shieldmajor	$1,486 - $1,711	819%
Aetnamajor	$251	138%
Cignamajor	$493	272%
Kaiser Permanentemajor	$251	138%
Health Net	$251 - $651	138%
+ 7 smaller / regional plans	$251 - $1,578

Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 540), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm Marinhealth Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Marinhealth Medical Center

Compare: Family therapy session at other CA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.