CMS Price Transparency Data

Total knee replacement

Facility: Adventist Health Bakersfield

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $1,427
Cash Discount Price: $105
vs. Medicare Baseline: 0.11x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Adventist Health Bakersfield is $1,427. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $105. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.11x the Medicare baseline. Located in 2615 Chester Avenue, Bakersfield, CA.

Cash / Self-Pay

$105

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,427

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $105 (1%)

Insurance Median: $1,427 (11%)

Cash: $105 (1% of Medicare)

Ins. Median: $1,427 (11% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bc Medi-Cal	$298	2%
Medi-Cal	$298	2%
Universal Hc Mcal Profee Only	$298	2%
Kern Health Systems Mcal	$420	3%
Blue Shield Mcr Adv	$1,156	9%
Fhcn Pace Mcr Adv - All Plans	$1,156	9%
Gem Care- All Plans	$1,156	9%
Healthnet Mcr Adv	$1,156	9%
Kern Legacy Share Select	$1,156	9%
Oscar - All Plans	$1,156	9%
Premier Physician Alliance Profee Only-All Plans	$1,156	9%
UnitedHealthcare	$1,156 - $1,784	9%
County Of Kern - All Plans	$1,272	10%
Employee Health Plan - All Plans	$1,272	10%
Kern Legacy Hp Epo - All Other Plans	$1,272	10%
Aetna	$1,427	11%
Network Provdrs Llc Mcare -All Payers	$1,503	11%
Western Growers/Pinnacle- All Plans	$1,607	12%
Healthnet Hmo/Pos/Ppo/Epo - All Other Plans	$1,684	13%
Cigna	$1,694	13%
Centivo - All Plans	$1,734	13%
Blue Shield Epn	$2,273	17%
Blue Shield Epo/Ppo	$2,402	18%
Blue Shield Hmo/Pos - All Other Plans	$2,402	18%
Blue Cross Blue Shield	$3,147	24%
Universal Health Plan Mcare-All Other Plans	$16,513	126%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $105.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Bakersfield is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.