CMS Price Transparency Data

X-ray, lower back

Facility: UCSF Health St. Mary's Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $156
Cash Discount Price: $1,817
vs. Medicare Baseline: 1.46x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at UCSF Health St. Mary's Hospital is $156. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,817. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.46x the Medicare baseline. Located in 450 Stanyan St, San Francisco, CA.

Cash / Self-Pay

$1,817

Average discount available for prompt cash payment at this facility.

Insurance Median

$156

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,817 (1701%)

Insurance Median: $156 (146%)

Cash: $1,817 (1701% of Medicare)

Ins. Median: $156 (146% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Sfhp	$61	57%
California Health & Wellness	$63	59%
Health Plan San Mateo	$63 - $156	59%
Kaiser	$63 - $1,404	59%
Partnership Health Plan	$63	59%
Brown Toland	$66 - $156	62%
Blue Cross Blue Shield	$88 - $668	82%
Health Net	$92 - $156	86%
Aetna	$156 - $310	146%
Blue Shield Ca	$156	146%
Chinese Community	$156 - $1,201	146%
Connected Care	$156	146%
Humana	$156	146%
Mhn	$156	146%
United	$156 - $245	146%
Kentfield	$453	424%
Oscar	$512	479%
Cigna	$863 - $919	808%
Magellan	$1,072 - $1,108	1004%
Healthsmart	$1,251 - $1,293	1171%
Multiplan	$1,483 - $1,533	1388%
Us Behavioral Health	$1,787 - $1,847	1673%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,817.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UCSF Health St. Mary's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.