CMS Price Transparency Data

Breast lump removal

Facility: Memorialcare Long Beach Medical Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $6,915
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.73x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Memorialcare Long Beach Medical Center is $6,915. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.73x the Medicare baseline. Located in 2801 Atlantic Ave, Long Beach, CA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$6,915

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Insurance Median: $6,915 (173%)

Ins. Median: $6,915 (173% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Heritage Provider Network	$1,669	42%
Aetna	$1,963 - $5,036	49%
Cigna	$2,366 - $3,728	59%
Select Health	$3,273	82%
Seoul Medical Group	$4,532	113%
Monarch Health Plan	$4,784 - $13,345	120%
Molina	$5,187 - $8,158	130%
Blue Cross Blue Shield	$5,276 - $16,190	132%
Alignment Health	$5,288	132%
La Care	$5,439	136%
Central Health	$5,539	138%
Clever Care	$6,043	151%
Healthcare Partners	$6,295 - $13,698	157%
Blue Shield	$6,456 - $10,342	161%
UnitedHealthcare	$7,675 - $13,414	192%
Healthnet	$10,220 - $14,600	255%
Centivo	$11,331	283%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorialcare Long Beach Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.