Culture, blood
Facility: Los Robles Hospital & Medical Center
Billing Code: 87040 (CPT)
- CPT Billing Code: 87040
- Insurance Median: $79
- Cash Discount Price: $270
- vs. Medicare Baseline: 7.66x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 766% of the Medicare baseline (a markup of 666%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $2 - $2,530 | 19% |
| Medcare Partners | $2 - $379 | 19% |
| United | $3 - $711 | 29% |
| Health Net | $5 - $1,030 | 48% |
| Choicecare Network | $8 - $1,771 | 78% |
| First Health | $8 - $2,024 | 78% |
| Multiplan | $9 - $2,403 | 87% |
| Ppo Next | $9 - $2,024 | 87% |
| Alignment Health Plan | $10 | 97% |
| Blue Cross Blue Shield | $10 - $54 | 97% |
| Brand New Day | $10 - $13 | 97% |
| Central Health Plan | $10 | 97% |
| Clever Care Of Golden State | $10 | 97% |
| Easy Choice Health Plan | $10 | 97% |
| Facey Medical Group | $10 - $13 | 97% |
| Humana | $10 | 97% |
| Interplan Corporation | $10 - $2,277 | 97% |
| La Care | $10 | 97% |
| Scan Health Plan | $10 | 97% |
| Triwest Healthcare Alliance | $10 | 97% |
| Ventura County Foundation | $10 - $2,277 | 97% |
| Blue Shield | $11 - $218 | 107% |
| Care1St Health Plan | $11 | 107% |
| Corvel Corporation | $12 | 116% |
| Gold Coast Health Plan | $13 | 126% |
| Bright Health | $26 | 252% |
| Cigna | $36 | 349% |