CMS Price Transparency Data

Sleep study (overnight, in lab)

Facility: University of California Davis Medical Center

Billing Code: 95810 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 95810
Insurance Median: $275
Cash Discount Price: $4,578
vs. Medicare Baseline: 0.31x Medicare

The contracted insurance negotiated median rate for a Sleep study (overnight, in lab) at University of California Davis Medical Center is $275. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,578. Compared to the federal Medicare reimbursement reference rate of $877.34, this hospital’s rate is 0.31x the Medicare baseline. Located in 2315 Stockton Boulevard, Sacramento, CA.

Cash / Self-Pay

$4,578

Average discount available for prompt cash payment at this facility.

Insurance Median

$275

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$877.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $877.34 (100%)

Cash / Self-Pay: $4,578 (522%)

Insurance Median: $275 (31%)

Cash: $4,578 (522% of Medicare)

Ins. Median: $275 (31% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $877.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Adventist	$118 - $689	13%
Generic	$118 - $689	13%
Healthnet	$118 - $3,410	13%
Blue Cross Blue Shield	$275 - $1,114	31%
Carpenters H&W	$275	31%
Cement Masons Trust Fund	$275	31%
Delta	$275	31%
Healthcomp	$275	31%
Ironworkers	$275	31%
Joint Benefit Trust	$275	31%
Laborers Health And Welfare	$275	31%
Operating Engrs Health Welfare	$275	31%
Sierra Pacific Industries	$275	31%
Western Growers	$275	31%
Dignity/Chw	$644	73%
UnitedHealthcare	$1,157 - $5,962	132%
Blue Shield Senior	$1,170	133%
Healthnet Senior	$1,181	135%
San Joaquin Health Plan Gmc	$1,226	140%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,578.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 95810.

Insurance In-Network Protection Plan

Contact your insurance company to confirm University of California Davis Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 95810.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.