CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Adventist Health Delano

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $17
Cash Discount Price: $14
vs. Medicare Baseline: 1.25x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Adventist Health Delano is $17. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $14. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.25x the Medicare baseline. Located in 1401 Garces Highway, Delano, CA.

Cash / Self-Pay

$14

Average discount available for prompt cash payment at this facility.

Insurance Median

$17

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $14 (103%)

Insurance Median: $17 (125%)

Cash: $14 (103% of Medicare)

Ins. Median: $17 (125% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Shield Epn - All Other Plans	$2 - $33	15%
Blue Cross Blue Shield	$4 - $126	29%
Coventry- All Plans	$6 - $91	44%
Blue Shield Non-Epn	$7 - $99	51%
County Of Kern Network - All Plans	$7 - $106	51%
Gem Care- All Plans	$7 - $106	51%
Healthnet- All Other Plans	$7 - $102	51%
UnitedHealthcare	$7 - $109	51%
Cigna	$8 - $122	59%
Foundation For Medical Care Of Kern County - All P	$8 - $114	59%
Western Growers - All Plans	$8 - $123	59%
Dignty Hlth Mcal Op Only	$10 - $16	73%
Healthnet Medi-Cal	$10 - $19	73%
Kaiser Medi-Cal Ip/Op Only	$10 - $16	73%
Kern Health System Mcal	$10 - $20	73%
Medi-Cal	$10 - $16	73%
Universal Care Mcal	$10 - $16	73%
Bakersfield Fam Med Grp-All Plans	$14	103%
Healthnet Mcr Adv	$14	103%
Kern Mcr Adv Dual Dnsp-All Other Plans	$14	103%
Medicare (plans)	$14 - $22	103%
Tricare	$14	103%
Universal Care Mcr- All Other Plans	$14	103%
Kaiser Comm Ip/Op Only- All Other Plans	$23	169%
Ah Employee Health Plan - All Plans	$25	183%
Centivo - All Plans	$31	227%
Aetna	$90	660%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $14.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Delano is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.