CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Memorialcare Orange Coast Medical Center

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $10,604
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.87x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at Memorialcare Orange Coast Medical Center is $10,604. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 1.87x the Medicare baseline. Located in 9920 Talbert Avenue, Fountain Valley, CA.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$10,604

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Insurance Median: $10,604 (187%)

Ins. Median: $10,604 (187% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Monarch Health Plan	$7,630 - $17,188	134%
Blue Shield	$7,871 - $14,589	139%
Blue Cross Blue Shield	$8,032 - $18,399	142%
Citizens Choice	$8,032	142%
Healthcare Partners	$8,032 - $19,838	142%
Healthnet	$8,032 - $21,337	142%
Heritage Provider Network	$8,032	142%
Humana	$8,032	142%
La Care	$8,032	142%
Onecare	$8,032	142%
UnitedHealthcare	$8,032 - $22,766	142%
Wellcare	$8,032	142%
Molina	$8,273	146%
Clever Care	$8,433	149%
Universal Care	$8,433	149%
Central Health	$8,835	156%
Select Health	$10,843	191%
Aetna	$11,297 - $22,247	199%
Cigna	$15,407 - $24,219	271%
Centivo	$18,071	318%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Memorialcare Orange Coast Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.