CMS Price Transparency Data

Breast lump removal

Facility: Southwest Healthcare Rancho Springs Hospital

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $2,785
Cash Discount Price: $3,104
vs. Medicare Baseline: 0.70x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Southwest Healthcare Rancho Springs Hospital is $2,785. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,104. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.70x the Medicare baseline. Located in 25500 Medical Center Drive, Murrieta, CA.

Cash / Self-Pay

$3,104

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,785

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $3,104 (78%)

Insurance Median: $2,785 (70%)

Cash: $3,104 (78% of Medicare)

Ins. Median: $2,785 (70% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$65 - $10,411	2%
Heritage	$211 - $2,970	5%
Kaiser	$215 - $2,304	5%
Health_Net	$220 - $2,654	5%
United_Healthcare	$302 - $4,346	8%
Iehp	$390	10%
Cigna	$2,785	70%
Primecare	$3,093	77%
Palomar	$3,647	91%
Rady_Children'S_Hospital	$5,431	136%
Aetna	$6,628	166%
Multiplan	$6,983	175%
Sharp_Health_Plan	$6,983	175%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,104.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Southwest Healthcare Rancho Springs Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.