CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Montclair Hospital Medical Center

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 92507
Insurance Median: $80
Cash Discount Price: $80
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Montclair Hospital Medical Center is $80. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $80. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 1.05x the Medicare baseline. Located in 5000 San Bernardino Road, Montclair, CA.

Cash / Self-Pay

$80

Average discount available for prompt cash payment at this facility.

Insurance Median

$80

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)

Cash / Self-Pay: $80 (105%)

Insurance Median: $80 (105%)

Cash: $80 (105% of Medicare)

Ins. Median: $80 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$31	41%
Rios	$76	100%
Alignment	$80	105%
Central Health Plan	$80	105%
Choice Physicians Network	$80	105%
Citrus Valley Physicians Group	$80	105%
Elite Health Plan	$80	105%
Emanate Health	$80 - $160	105%
Epic Health Plan	$80	105%
Health Net Of Ca	$80 - $117	105%
Inland Empire Foundation For Medical Care	$80	105%
Inland Empire Healthplan	$80 - $117	105%
Medicare (plans)	$80	105%
Molina	$80 - $81	105%
Renal Payor Solution	$80	105%
Tricare	$80	105%
Vantage Care	$80 - $81	105%
Blue Shield Of Promise	$81	106%
Brand New Day	$81 - $120	106%
Traditional Medi-Cal	$81	106%
Neighborhood	$82	108%
Imperial Health Plan Of Ca	$85	112%
Health Net Federal Services Prison (Cdcr)	$100	131%
Coventry Workers Compensation	$102	134%
Worker Compensation	$105	138%
Employer Direct Health Care	$112	147%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $80.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 92507.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montclair Hospital Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 92507.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.