CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Loma Linda University Medical Center-Murrieta

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $32
Cash Discount Price: $29
vs. Medicare Baseline: 5.32x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Loma Linda University Medical Center-Murrieta is $32. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $29. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 5.32x the Medicare baseline. Located in 28062 Baxter Road, Murrieta, CA.

Cash / Self-Pay

$29

Average discount available for prompt cash payment at this facility.

Insurance Median

$32

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $29 (483%)

Insurance Median: $32 (532%)

Cash: $29 (483% of Medicare)

Ins. Median: $32 (532% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 532% of the Medicare baseline (a markup of 432%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alpha Care Medical Group	$6 - $9	100%
Dignity Health	$6 - $9	100%
Epic Health Plan	$6 - $42	100%
Inland Empire Health Plan (Iehp)	$6 - $9	100%
Trivalley Medical Group	$6	100%
UnitedHealthcare	$6	100%
Vantage Medical Group	$6 - $9	100%
Kaiser Foundation Hospitals	$7 - $33	116%
Molina Healthcare Of Ca	$8	133%
Adventist Health	$12 - $37	200%
Lluh Dept Of Risk Management	$15 - $46	250%
Aetna	$32 - $44	532%
Heritage Provider Network	$37 - $125	616%
Blue Shield Of California	$39 - $48	649%
Cigna	$39 - $42	649%
Multiplan	$45 - $138	749%
Blue Cross Blue Shield	$55	915%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $29.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center-Murrieta is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.