CMS Price Transparency Data

Blood test, complete blood count (CBC)

Facility: Loma Linda University Medical Center-Murrieta

Billing Code: 85025 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85025
Insurance Median: $25
Cash Discount Price: $65
vs. Medicare Baseline: 3.22x Medicare

The contracted insurance negotiated median rate for a Blood test, complete blood count (CBC) at Loma Linda University Medical Center-Murrieta is $25. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $65. Compared to the federal Medicare reimbursement reference rate of $7.77, this hospital’s rate is 3.22x the Medicare baseline. Located in 28062 Baxter Road, Murrieta, CA.

Cash / Self-Pay

$65

Average discount available for prompt cash payment at this facility.

Insurance Median

$25

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$7.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $7.77 (100%)

Cash / Self-Pay: $65 (837%)

Insurance Median: $25 (322%)

Cash: $65 (837% of Medicare)

Ins. Median: $25 (322% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $7.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 322% of the Medicare baseline (a markup of 222%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Alpha Care Medical Group	$8 - $12	103%
Dignity Health	$8 - $12	103%
Epic Health Plan	$8 - $34	103%
Inland Empire Health Plan (Iehp)	$8 - $11	103%
Trivalley Medical Group	$8	103%
UnitedHealthcare	$8	103%
Vantage Medical Group	$8 - $12	103%
Kaiser Foundation Hospitals	$9 - $26	116%
Adventist Health	$10 - $29	129%
Molina Healthcare Of Ca	$10	129%
Lluh Dept Of Risk Management	$13 - $36	167%
Aetna	$28 - $36	360%
Heritage Provider Network	$32 - $99	412%
Cigna	$34	438%
Multiplan	$39 - $109	502%
Blue Shield Of California	$50 - $63	644%
Blue Cross Blue Shield	$71	914%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $65.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85025.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center-Murrieta is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85025.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.