CMS Price Transparency Data

Electrocardiogram (EKG, tracing only)

Facility: Loma Linda University Medical Center-Murrieta

Billing Code: 93005 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93005
Insurance Median: $215
Cash Discount Price: $422
vs. Medicare Baseline: 3.57x Medicare

The contracted insurance negotiated median rate for a Electrocardiogram (EKG, tracing only) at Loma Linda University Medical Center-Murrieta is $215. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $422. Compared to the federal Medicare reimbursement reference rate of $60.27, this hospital’s rate is 3.57x the Medicare baseline. Located in 28062 Baxter Road, Murrieta, CA.

Cash / Self-Pay

$422

Average discount available for prompt cash payment at this facility.

Insurance Median

$215

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$60.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $60.27 (100%)

Cash / Self-Pay: $422 (700%)

Insurance Median: $215 (357%)

Cash: $422 (700% of Medicare)

Ins. Median: $215 (357% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $60.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 357% of the Medicare baseline (a markup of 257%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Inland Empire Health Plan (Iehp)	$27 - $75	45%
Alpha Care Medical Group	$75 - $113	124%
Blue Shield Of California	$75 - $94	124%
Dignity Health	$75 - $113	124%
Epic Health Plan	$75 - $658	124%
Trivalley Medical Group	$75 - $83	124%
Vantage Medical Group	$75 - $113	124%
Kaiser Foundation Hospitals	$87 - $483	144%
Molina Healthcare Of Ca	$95	158%
Adventist Health	$172 - $203	285%
Lluh Dept Of Risk Management	$215 - $253	357%
UnitedHealthcare	$328 - $390	544%
Aetna	$460 - $696	763%
Heritage Provider Network	$533 - $686	884%
Cigna	$560 - $658	929%
Multiplan	$646 - $760	1072%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $422.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93005.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Loma Linda University Medical Center-Murrieta is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93005.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.