CMS Price Transparency Data

Culture, blood

Facility: Adventist Health Mendocino Coast

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $305
Cash Discount Price: $310
vs. Medicare Baseline: 29.55x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Adventist Health Mendocino Coast is $305. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $310. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 29.55x the Medicare baseline. Located in 700 River Drive, Fort Bragg, CA.

Cash / Self-Pay

$310

Average discount available for prompt cash payment at this facility.

Insurance Median

$305

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $310 (3004%)

Insurance Median: $305 (2955%)

Cash: $310 (3004% of Medicare)

Ins. Median: $305 (2955% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 2955% of the Medicare baseline (a markup of 2855%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$12	116%
Partnership Hp Mcal-All Plans	$36	349%
UnitedHealthcare	$48 - $380	465%
Blue Cross Blue Shield	$85 - $94	824%
Blue Shield Epn	$177	1715%
Tricare	$230	2229%
Ah Employee Health Plan - All Plans	$244	2364%
Great West Hmo/Pos/Epo/Oa	$305	2955%
Healthnet - All Plans	$305	2955%
Great West Ppo - All Other Plans	$328	3178%
Multiplan - All Plans	$328	3178%
Blue Shield - All Other Plans	$360	3488%
Cigna	$366	3547%
Ahcc - All Plans	$422	4089%
Beech Street - All Plans	$422	4089%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $310.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Mendocino Coast is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.