CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Adventist Health Mendocino Coast

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $158
Cash Discount Price: $127
vs. Medicare Baseline: 1.34x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Adventist Health Mendocino Coast is $158. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $127. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.34x the Medicare baseline. Located in 700 River Drive, Fort Bragg, CA.

Cash / Self-Pay

$127

Average discount available for prompt cash payment at this facility.

Insurance Median

$158

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $127 (108%)

Insurance Median: $158 (134%)

Cash: $127 (108% of Medicare)

Ins. Median: $158 (134% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$57 - $82	48%
Cigna	$71 - $176	60%
Tricare	$71 - $279	60%
Ah Employee Health Plan - All Plans	$78 - $117	66%
Partnership Hp Mcal-All Plans	$83 - $225	71%
Blue Shield Epn	$85 - $154	72%
UnitedHealthcare	$97	83%
Healthnet - All Plans	$104 - $146	88%
Blue Cross Blue Shield	$105 - $191	89%
Great West Hmo/Pos/Epo/Oa	$146 - $160	124%
Great West Ppo - All Other Plans	$158 - $160	134%
Multiplan - All Plans	$158 - $160	134%
Ahcc - All Plans	$160 - $202	136%
Beech Street - All Plans	$160 - $202	136%
Blue Shield - All Other Plans	$163 - $173	139%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $127.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Mendocino Coast is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.