CMS Price Transparency Data

Office visit, established patient (20-29 min)

Facility: Adventist Health Mendocino Coast

Billing Code: 99213 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99213
Insurance Median: $120
Cash Discount Price: $103
vs. Medicare Baseline: 1.26x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (20-29 min) at Adventist Health Mendocino Coast is $120. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $103. Compared to the federal Medicare reimbursement reference rate of $95.19, this hospital’s rate is 1.26x the Medicare baseline. Located in 700 River Drive, Fort Bragg, CA.

Cash / Self-Pay

$103

Average discount available for prompt cash payment at this facility.

Insurance Median

$120

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$95.19

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $95.19 (100%)

Cash / Self-Pay: $103 (108%)

Insurance Median: $120 (126%)

Cash: $103 (108% of Medicare)

Ins. Median: $120 (126% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $95.19 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$24 - $34	25%
Partnership Hp Mcal-All Plans	$35 - $103	37%
Cigna	$58 - $144	61%
Tricare	$58 - $279	61%
Ah Employee Health Plan - All Plans	$64 - $96	67%
UnitedHealthcare	$66	69%
Blue Shield Epn	$70 - $108	74%
Blue Cross Blue Shield	$71 - $156	75%
Healthnet - All Plans	$84 - $120	88%
Blue Shield - All Other Plans	$114 - $141	120%
Great West Hmo/Pos/Epo/Oa	$120 - $129	126%
Ahcc - All Plans	$129 - $166	136%
Beech Street - All Plans	$129 - $166	136%
Great West Ppo - All Other Plans	$129	136%
Multiplan - All Plans	$129	136%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $103.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99213.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Mendocino Coast is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99213.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.