CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Seneca District Hospital

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $452
Cash Discount Price: $381
vs. Medicare Baseline: 5.08x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Seneca District Hospital is $452. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $381. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 5.08x the Medicare baseline. Located in 130 Brentwood Drive, Chester, CA.

Cash / Self-Pay

$381

Average discount available for prompt cash payment at this facility.

Insurance Median

$452

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $381 (429%)

Insurance Median: $452 (508%)

Cash: $381 (429% of Medicare)

Ins. Median: $452 (508% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 508% of the Medicare baseline (a markup of 408%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$37	42%
Amthem Bc Mcal	$38	43%
Ambetter / Centene	$45	51%
Partnership Hp-All Plans	$130	146%
UnitedHealthcare	$181 - $466	204%
Tricare	$333	375%
Imperial Hp Ma-All Plans	$377	424%
Blue Cross Blue Shield	$390 - $428	439%
Blue Shield Ipf/Ca Exchange	$424	477%
Beech Street Corp- All Plans	$452	508%
Cigna	$452	508%
Integrated Hp-All Plans	$452	508%
Interplan Corp- All Plans	$452	508%
Medincrease- All Plans	$452	508%
Multiplan- All Plans	$452	508%
Pacificare - All Plans	$452	508%
Provider Ntwrk Of America-All Plans	$452	508%
Alliance- All Plans	$462	520%
Community Care Network - All Plans	$462	520%
Coventry- All Plans	$466	524%
Northern Nevada Health Network- All Plans	$466	524%
Superior California Ppo - All Plans	$466	524%
Blue Shield Of Ca- All Other Plans	$471	530%
Healthnet - All Other Plans	$471	530%
Three Rivers- All Plans	$471	530%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $381.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Seneca District Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.