CMS Price Transparency Data

CT scan, abdomen and pelvis (with contrast)

Facility: Bear Valley Community Hospital

Billing Code: 74177 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 74177
Insurance Median: $2,530
Cash Discount Price: $2,684
vs. Medicare Baseline: 7.10x Medicare

The contracted insurance negotiated median rate for a CT scan, abdomen and pelvis (with contrast) at Bear Valley Community Hospital is $2,530. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,684. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 7.10x the Medicare baseline. Located in 41870 Garstin Dr, Big Bear Lake, CA.

Cash / Self-Pay

$2,684

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,530

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $2,684 (753%)

Insurance Median: $2,530 (710%)

Cash: $2,684 (753% of Medicare)

Ins. Median: $2,530 (710% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 710% of the Medicare baseline (a markup of 610%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Heritage Victor Valley Medical Group	$348	98%
Medicare (plans)	$1,226 - $1,329	344%
UnitedHealthcare	$1,500	421%
Blue Shield Of Ca	$2,484 - $2,693	697%
Blue Cross Blue Shield	$2,576 - $2,793	723%
Health Net	$2,576 - $2,793	723%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,684.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 74177.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Bear Valley Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 74177.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.