CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: Coalinga Regional Medical Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,343
Cash Discount Price: $3,782
vs. Medicare Baseline: 1.41x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at Coalinga Regional Medical Center is $1,343. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,782. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.41x the Medicare baseline. Located in 1191 Phelps Avenue, Coalinga, CA.

Cash / Self-Pay

$3,782

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,343

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $3,782 (398%)

Insurance Median: $1,343 (141%)

Cash: $3,782 (398% of Medicare)

Ins. Median: $1,343 (141% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$295 - $1,261	31%
Healthnet Mcal	$295	31%
Medi-Cal	$295	31%
Healthnet Mcr Adv	$1,261	133%
Healthnet Hmo/Ppo - All Other Plans	$1,425	150%
Department Of State Hosp - All Plans	$1,639	173%
Healthnet Prison	$1,639	173%
Cigna	$4,412	464%
Aetna	$5,358	564%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,782.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Coalinga Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.