Blood test, urea nitrogen (BUN, kidney)
Facility: Valley Children's Hospital
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $8
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 2.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 203% of the Medicare baseline (a markup of 103%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Health Net | $3 - $155 | 76% |
| Allcare Ipa | $4 - $6 | 101% |
| Central Valley Medical Providers Ipa | $4 - $118 | 101% |
| Community Health | $4 - $130 | 101% |
| Dignity Health Central Coast | $4 - $117 | 101% |
| Physicians Choice Medical Group | $4 - $132 | 101% |
| Stanislaus Partners In Health | $4 - $130 | 101% |
| United Physicians Network Ipa | $4 - $9 | 101% |
| Aetna | $5 - $158 | 127% |
| Blue Cross Blue Shield | $5 - $39 | 127% |
| Blue Shield | $5 - $179 | 127% |
| Dignity (Formerly Managed Care Systems) | $5 - $149 | 127% |
| Fowler Packing | $5 - $146 | 127% |
| Health Plan Of San Joaquin | $5 - $142 | 127% |
| Kaiser | $5 - $153 | 127% |
| Kern Legacy | $5 - $153 | 127% |
| UnitedHealthcare | $5 - $35 | 127% |
| Bakersfield Family Medical Group | $6 - $177 | 152% |
| Community Care Health Plan | $6 - $189 | 152% |
| First Health Formerly Coventry | $6 - $175 | 152% |
| Health Smart | $6 - $189 | 152% |
| Key Medical Ipa | $6 - $189 | 152% |
| Network By Design | $6 - $183 | 152% |
| Sutter Health | $7 - $201 | 177% |
| Central California Alliance For Health | $8 | 203% |
| Dignity Ipa_Formerly Img | $8 | 203% |
| La Salle Ipa | $8 | 203% |
| Multiplan | $8 - $226 | 203% |
| Sante Ipa | $8 | 203% |
| Sequoia Health Ipa | $8 | 203% |
| Univseral Healthcare Ipa | $8 | 203% |
| Community Care Ipa | $9 | 228% |
| Adventist | $10 | 253% |
| Cencal Health | $11 | 278% |
| Kern Family Health Care | $11 | 278% |