CMS Price Transparency Data

Inguinal hernia repair

Facility: Adventist Health Vallejo

Billing Code: 49505 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 49505
Insurance Median: $665
Cash Discount Price: $257
vs. Medicare Baseline: 0.18x Medicare

The contracted insurance negotiated median rate for a Inguinal hernia repair at Adventist Health Vallejo is $665. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $257. Compared to the federal Medicare reimbursement reference rate of $3,657.95, this hospital’s rate is 0.18x the Medicare baseline. Located in 525 Oregon St, Vallejo, CA.

Cash / Self-Pay

$257

Average discount available for prompt cash payment at this facility.

Insurance Median

$665

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,657.95

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,657.95 (100%)

Cash / Self-Pay: $257 (7%)

Insurance Median: $665 (18%)

Cash: $257 (7% of Medicare)

Ins. Median: $665 (18% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,657.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medi-Cal	$70	2%
Phcs-All Plans	$128 - $1,411	3%
Health Management Network-All Plans	$198 - $2,181	5%
Three Rivers-All Plans	$210 - $2,309	6%
Blue Shield Mcr Adv	$509	14%
Medicare (plans)	$509	14%
Napa County Mcal Child	$509	14%
Tricare	$509	14%
Ah Employee Health Plan-All Plans	$560	15%
Interplan-All Plans	$611	17%
Kaiser-All Plans	$611	17%
Cigna	$634	17%
UnitedHealthcare	$665	18%
Blue Shield Non-Epn-All Other Plans	$696	19%
Aetna	$726	20%
Western Growers-All Plans	$728	20%
Blue Cross Blue Shield	$1,039	28%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $257.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 49505.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Adventist Health Vallejo is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 49505.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.