CMS Price Transparency Data

Heart stent placement (inpatient stay)

Facility: Montrose Regional Health

Billing Code: 322 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 322
Insurance Median: $88,567
Cash Discount Price: $70,291
vs. Medicare Baseline: 6.92x Medicare

The contracted insurance negotiated median rate for a Heart stent placement (inpatient stay) at Montrose Regional Health is $88,567. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $70,291. Compared to the federal Medicare reimbursement reference rate of $12,807.1, this hospital’s rate is 6.92x the Medicare baseline. Located in 800 S 3Rd St, Montrose, CO.

Cash / Self-Pay

$70,291

Average discount available for prompt cash payment at this facility.

Insurance Median

$88,567

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$12,807.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $12,807.1 (100%)

Cash / Self-Pay: $70,291 (549%)

Insurance Median: $88,567 (692%)

Cash: $70,291 (549% of Medicare)

Ins. Median: $88,567 (692% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $12,807.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 692% of the Medicare baseline (a markup of 592%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
United Rocky Mountain Chp-All Other Plans	$3,424	27%
Blue Cross Blue Shield	$13,685 - $88,098	107%
Humana	$13,685 - $89,035	107%
Medicare (plans)	$13,685	107%
Montrose Community Healthplan-All Plans	$79,663	622%
Western Healthcare Alliance-All Plans	$84,349	659%
United Rocky Mountain Private Plan	$86,692	677%
Cigna	$89,035	695%
Multiplan-All Plans	$89,035	695%
Three Rivers-All Plans	$89,035	695%
Uchpa - All Plans	$89,035	695%
United Rocky Mountain Self Insured	$89,035	695%
UnitedHealthcare	$89,035	695%
Sloans Lake Managed Care-All Plans	$89,270	697%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $70,291.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 322.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montrose Regional Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 322.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.