CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: San Luis Valley Regional Medical Center

Billing Code: 97110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97110
Insurance Median: $118
Cash Discount Price: $87
vs. Medicare Baseline: 4.06x Medicare

The contracted insurance negotiated median rate for a Physical therapy (therapeutic exercise) at San Luis Valley Regional Medical Center is $118. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $87. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 4.06x the Medicare baseline. Located in 106 Blanca Ave, Alamosa, CO.

Cash / Self-Pay

$87

Average discount available for prompt cash payment at this facility.

Insurance Median

$118

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)

Cash / Self-Pay: $87 (299%)

Insurance Median: $118 (406%)

Cash: $87 (299% of Medicare)

Ins. Median: $118 (406% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 406% of the Medicare baseline (a markup of 306%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Rocky Mountain	$28 - $128	96%
Kaiser	$37 - $128	127%
Tricare	$37	127%
Triwest	$37	127%
Aetna	$39 - $118	134%
Uc Health Plan Pb	$50	172%
Presbyterian Health Plan	$84	289%
Co Choice Healthplan - Lutheran Hosp Assoc	$92	317%
Hmo Health Plans	$94	323%
Multiplan Physician	$100	344%
Cigna	$118 - $128	406%
Rocky Mountain Pb	$118	406%
Uchpa Phs - Pb	$118	406%
Blue Cross Blue Shield	$119	409%
Galaxy Health Network	$119	409%
Multiplan	$119 - $122	409%
UnitedHealthcare	$119 - $124	409%
Humana	$122	420%
Pinnacol Assurance	$126	434%
Colorado Access	$128	440%
Foundation Health Corp	$128	440%
Uc Health Plan	$128	440%
Uchpa Phs	$128	440%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $87.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm San Luis Valley Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.