CMS Price Transparency Data

Hepatitis C antibody test

Facility: Poudre Valley Hospital

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $71
Cash Discount Price: $99
vs. Medicare Baseline: 4.98x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Poudre Valley Hospital is $71. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $99. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 4.98x the Medicare baseline. Located in 1024 S Lemay Ave, Fort Collins, CO.

Cash / Self-Pay

$99

Average discount available for prompt cash payment at this facility.

Insurance Median

$71

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $99 (694%)

Insurance Median: $71 (498%)

Cash: $99 (694% of Medicare)

Ins. Median: $71 (498% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 498% of the Medicare baseline (a markup of 398%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$7 - $122	49%
Aetna	$14 - $163	98%
Cigna	$14 - $151	98%
Cms	$14	98%
Devoted Health	$14	98%
Humana	$14	98%
Kaiser	$14	98%
Select Health	$14 - $84	98%
UnitedHealthcare	$14 - $163	98%
Simplified Benefits Administration	$24 - $156	168%
First Health	$51 - $116	357%
Denver Health Medical Plan	$67 - $154	470%
Midlands Choice	$77 - $177	540%
Rocky Mountain Health Plans	$77 - $177	540%
Multiplan	$78 - $179	547%
Phcs	$78 - $179	547%
First Choice Of The Midwest	$83 - $191	582%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $99.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Poudre Valley Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.