Hospital observation (per hour)
Facility: Uch-Memorial Health System
Billing Code: G0378 (HCPCS)
This hospital's typical commercial price is $68 compared to the $77 fair price benchmark.
4-Star CMS clinical quality rating paired with 0.88× fair market pricing.
A typical price — 2 charge more and 2 charge less, among the 5 CO hospitals compared.
Black dot = this hospital, among the 5 CO hospitals with a price for this procedure. Full list below.
A fair price for a Hospital observation (per hour) is about $77. Uch-Memorial Health System charges insurers about $68, or about $105 in cash — below the fair price — a good deal. Located in Colorado Springs, CO.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $21 - $10,038 | — |
| Blue Cross Blue Shieldmajor | $19 - $12,818 | — |
| Aetnamajor | $20 - $104 | — |
| Cignamajor | $55 - $90 | — |
| Humanamajor | $20 - $111 | — |
| Kaiser Permanentemajor | $189 - $342 | — |
| Health Net | $72 - $98 | — |
| HealthLink | $42 - $110 | — |
| Molina | $26 - $130 | — |
| SelectHealth | $1,463 - $1,618 | — |
| + 16 smaller / regional plans | $20 - $130 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Uch-Memorial Health System
Compare: Hospital observation (per hour) at other CO hospitals
- Arkansas Valley Regional Medical Center · Lajuna $18
- Sedgwick County Memorial Hospital · Julesburg $48
- Haxtun Hospital District · Haxtun $144
- Boulder Community Health · Boulder $223
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Uch-Memorial Health System (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $47
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $47).
Self-Pay Cash Rate ($105) Beats Your Bill
Uch-Memorial Health System's published 45 CFR § 180 self-pay cash rate is $105 (vs. $68 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $77 Fair BaseRate ($45 Medicare)
Your bill ($130) is $53 above the denoised Fair BaseRate ($77) and 2.9× the $45 Medicare rate.
Clinical Quality, Patient Experience & Infection Benchmarks
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.